Reports to: SVP of Accounting
Supervisory Duties: Overseeing a team of 4
Job Type: Full-time, Exempt,

Environment: Remote

Location: Kirkland, WA.
Pay Range: $160-$180K plus bonus

Current mortgage lending, specialty finance, fintech lending, or structured finance experience required.

About Us

We are Rain City Capital —a rapidly growing residential transition loan (RTL) originator operating across multiple entities with warehouse lines, securitizations, and institutional capital partners. Our business demands precision, discipline, and financial leadership that scales. We value ownership, transparency, and long-term thinking—both externally with investors and internally with our team. We are building institutional-quality infrastructure to support continued growth—and the Controller plays a critical leadership role in that mission.

About You

You are a technically strong, hands-on accounting leader who thrives in complexity. You understand structured finance, multi-entity consolidations, and the rigor required in lending environments. You don’t “monitor” the numbers—you own them. You take pride in clean closes, reconciled balances, and financials leadership can rely on without hesitation. You bring discipline, accountability, and a process-driven mindset, while also being collaborative and solutions-oriented.

About the Job

This is a senior leadership role within the accounting organization. The Controller owns the integrity of the financials across all entities and ensures disciplined execution of the close process, consolidations, securitization accounting, and reporting.

Current mortgage lending, specialty finance, fintech lending, or structured finance experience required.

Financial Close & Reporting

Own monthly, quarterly, and annual close across all entities
Deliver accurate, timely GAAP financial statements
Lead balance sheet reviews and ensure all accounts are reconciled
Maintain structured close calendar and eliminate surprises
Provide executive-ready financial reporting

Multi-Entity & Consolidation Accounting

Manage accounting for parent, subsidiaries, SPEs, and securitization vehicles
Oversee intercompany transactions and eliminations
Prepare consolidated financial statements
Maintain clean intercompany reconciliations

Systems & Process Ownership

Own general ledger structure and chart of accounts
Improve systems to support loan-level and entity-level reporting
Reduce manual processes and shorten close timelines
Maintain strong documentation and audit trails

Leadership & Culture

Lead, mentor, and develop accounting staff
Establish accounting policies, SOPs, and internal controls
Foster accountability and early issue identification
Build a culture of ownership and operational excellence

Audit, Tax & Compliance

Support tax provision and compliance processes
Maintain year-round audit readiness
Coordinate with external auditors and advisors

Skills & Qualifications

Current mortgage lending, specialty finance, fintech lending, or structured finance experience required
CPA strongly preferred
7-10+ years progressive accounting experience
3-5+ years in a Controller role
Strong experience with consolidations and eliminations
Deep GAAP knowledge
Proven ability to own and deliver a disciplined monthly close

Performance Expectations

Rain City Capital operates in a Remote work model grounded in accountability and trust. This role is expected to maintain consistent availability during a normal workday. Our mission—Real and Lasting Mutual Success—extends internally as well as externally.

Pay: $160,000.00 - $180,000.00 per year

Benefits:

401(k)
Dental insurance
Flexible spending account
Health insurance
Health savings account
Paid time off
Vision insurance

Experience:

Accounting: 8 years (Required)
Mortgage: 5 years (Required)
Controller: 3 years (Required)

License/Certification:

CPA (Preferred)

Work Location: Remote

Rain City Capital

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